For those who are working in Metro Manila, what I noticed is that they tend to look for house and lot in Cavite, Laguna and Bulacan areas. Here are some of the available properties you would also like to consider.
Bella Vista 2-Storey with garage Lot Area: 50sq.m. Floor Area: 53sq.m. Total Contract Price : Php 950,000 Reservation Fee : Php 10,000 Estimated Monthly Amortization with 5yrs rebates: 25yrs: 8,951.44 20yrs: 9,502.48 15yrs: 10,559.52 5yrs: 12,914.67 Monthly Amortization after rebates: 25yrs: 9,954.95 | 20yrs: 10,446.02 | 15yrs: 11,430.59 | 10yrs: 13,702.31 |
Check the basic list below.
For Locally Employed
Housing Loan Application with recent ID photos of borrower
Membership Status Verification Slip
2 Valid ID’s (government issued ids preffered)
Proof of Income
- Notarized Certificate of Employment and Compensation
- Income Tax Return/Certificate of Tax Withheld (BIR Form No. 2316) and latest one (1) month
- payslip
For OFWs
Housing Loan Application with recent ID photos of borrower
Membership Status Verification Slip
Proof of Income
- Employment Contract (with English translation if in foreign language)
- Original Employer’s Certificate of Income (with English translation if in foreign language). If document submitted is photocopy, it shall be duly certified/initiated by Pagibig Fund Information
- Officer assigned in the country where the member works.
Prepare your checklist before implementing the first step so that you will have a guide as you go through the process. It may not be as easy as 123 but at least having a direction would make the task lighter and you’ll have brighter outlook while searching for your future home!
I'm your House Hopper Apple Allison. If your dream includes owning your own house and lot, investing in a townhouse, or getting a luxury condo unit, please let me know. I'm just a message away! Feel free to leave a comment or call/text me on my mobile 0917 739 8227. |