It’s the time of the month again when my younger sister would bug me to pay my cards on time and settle other financial obligations. Aside from mama, she’s the one who would consistently remind me to pay my bills on time. She’s the one who is very meticulous in terms of budgeting while I’m the Ate who doesn’t really know how to handle my own money well.
Good thing, one of the most useful and practical gifts that I received recently is the Chink+ Money Kit and I’ve just started using it in order for me to become more “financially mature” and responsible.
Wondering what it is?
It’s a simple Do-It-Yourself Money Kit that gives me a step-by-step instructions on how to keep track of my finances. It was developed by no other than Chinkee Tan, a well-known Wealth and Life Coach as well as author of many best-selling books.
The Do-it-Yourself Money Kit includes the following:
Chink+ Money Kit Guide * Manual (on paper format for step by step instruction) * Instructional Video with Chinkee Tan (on DVD format for more interactive instructions) Chink+ Accordion Folder Chink+ Expenditure Envelope (12pcs) Chink+ Savings Envelope (4pcs) Green Chink+ Positive Buying Envelope (4 pcs) Yellow Chink+ Investment Envelope (4 pcs) Red Chink+ Debt Repayment Plan Worksheet (5 pcs) Chink+ Financial Obligations Worksheet (5 pcs) Chink+ Pen Till Debt Do Us Part Book Budgeting Software
And what’s nice about this kit is that it helps me to take control of my finances and have that “discipline” in handling my income and expenses. One thing that I particularly find very useful is the Chink+ Expenditure Envelope where I can write my expenses on a daily, weekly or monthly basis.
Actually, whenever I can, I always try to write my expenses in a piece of paper just like my mama and sister or sometimes put it in my smartphone notes when I’m travelling but I don’t really do it consistently. With the Chink+ Expenditure Envelope included in the Money Kit, I really hope to be consistent and develop the habit of writing down my expenses on a daily basis. This way, I can fully determined where I spent my money and properly allocate my resources so that I can avoid using my credit cards.
With the Chink+ Money Kit, I am learning a lot how to budget and manage my money. And yes, knowing where my money goes is my first step to financial freedom!
DO YOU ALSO WANT TO KEEP YOUR SPENDING UNDER CONTROL? Why don't you try using Chinkee Tan's Money Kit and order it online for only Php 2,500 with FREE Shipping around the Philippines. PLUS! When you order it now, you'll also receive the other books from Chinkee Tan for FREE!
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Disclosure: I am an accredited online lead generator for Chinkee Tan’s Book and Training Programs
1 Comment
5/5/2015 07:11:25 pm
Great ideas. Thank you Mam Apple for sharing your financial challenge. Boyet Bas. Jose Filomar Remola Bas
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